Security Bank building grass-roots System of Risk

Grass-roots group of the central bank to explore a joint defense rule, check anti-integration of risk prevention in case the main road, from prevention to measures in case the implementation of matching staff to posts from the set, formed from the whole chapter to day operations specification, from the risks to strengthen accountability to internal management, the overall risk to build three-dimensional multi-level security system to prevent, to achieve the goal of accident-free safety.


First, focus on improving security, sense of responsibility, from the "air defense, physical defense, anti-technology, defense," multi-level line of defense to establish four

(A) of the people as the first element of risk prevention, and its employees to grasp the ideological trend is particularly important.

In the selection, appointments on the "three off," the first officer to enter Off. Selection of good political quality, high moral character, business ability, strong sense of responsibility of the person added to the accounting, treasury and other critical positions, to ensure that important posts excellent team of staff quality, excellent style of work; Second, staff thought off. care staff crucial positions, both from a static point of control for important positions consistent performance of employees, and from a dynamic perspective to understand the important position to master the minds of staff, attention to employee attitude change, focusing on leadership and communication between staff and staff positions on the important thinking of concern extends to the "eight hours" outside; three is education related. in various forms of life and values, austere style of education, vocational moral education, legal education, and enhance employee engagement concept of dedication and discipline.

(B) risk prevention funding for the purchase of equipment and other hardware, the implementation of key tilt.

Should invest in the accounting, treasury business accounting system, monitoring protection system, computer security systems are a lot of lightning protective isolation transformation, matching safety supervisors, regular inspection, found the problem, corrected in time, to ensure safe and reliable operation of the business process , foolproof.

(C) establish a sound system of personal responsibility, normative acts of the day operations to ensure that all important job responsibilities clear.

In computer security, management, accounting systems of each host to install screen saver, set into the machine orders and password, set one end of the operation from the machine automatically exit after 10 minutes, to prevent others from entering the operating system, enable the scanner to the large transfer of funds the evidence pre-transmission, all-round monitoring of the implementation of workplace surveillance.

(D) the establishment of defense mechanisms for interaction.

Should set up risk prevention, safety leading group, irregular organization of accounting, treasury, and other important posts to check security held regular meetings on a regular basis, to analyze the stock room positions between the potential risks, make recommendations for improvement, the formation of a written report. Also, and public security, financial institutions meeting established working contacts with the financial security system, the formation of the upper and lower co-coordinated defense mechanism to prevent the occurrence of instability.


Second, the standard operation behavior, and strengthen supervision and management, building security barrier to prevent financial risks

Important positions in the set, follow the principle of separation of incompatible then, do not and should not and post, should not be on behalf of the class does not mean to avoid mixing Kong, for the post, random post, put an end to business processes, "the primary clear "behavior; to check on accounts, issue funds, banks that occurred between the amount and balance of the day by the accounting, treasury personnel check each other after the end of the business signature, and the units under the jurisdiction of account, financial and taxation departments to implement a monthly face to face reconciliation, verification signed by the views of business executives, the use of computer management, business accounting system for the implementation of protective isolation and physical isolation, the establishment of the host system and the computer room into the attendance register maintained to prevent access to non-operational personnel accounting system requiring required the operator to set the password, passwords, change them regularly, fill <<password replacement card>>. reposted elsewhere in the Research Papers Download http://www.hi138.com Third, strict implementation of the system, improve the "four system principles" prevention and control of expansion of various types of financial risks

Signed their responsibility to shape, will be responsible for leadership, department heads, staff, security management, directly responsible for the form of joint and several liability be clarified through the Duty. To further improve the "leadership accountability, personal responsibility, post-supervision system, accountability "the principles of risk prevention system of four will break down the implementation of risk liability to the relevant personnel. business operators at all levels strictly implement the rules and regulations. the important staff positions established appraisal system and found that the risk signs in time to prevent the risk of further expansion.


Fourth, the risk prevention to achieve the "three transformations"

(A) of transition from passive to prevent subsequent changes to the pre-active prevention.

Changed in the past "too late" and after passive barriers, the use of prior forecasts, technology monitoring, assessment and other means things in the whole workflow, operational links, a comprehensive evaluation of the implementation of regulations, the establishment of financial risk early warning and forecast system, prevention of risk management into standardized and scientific administration track.

(B) from a single three-dimensional comprehensive local prevention to prevent change.

Risk prevention in the past primarily to prevent the main sectors, there is no global concept of a game of chess, the lack of awareness of the overall defense, embodied in the "stop-gap." Today, the overall emphasis on prevention of risk prevention, treatment group to the main line of defense from "people, goods, technology, together" and many more levels to prevent, so that prior forecast, things in the monitoring, after testing to ensure that branch from the capital, issue funds to the people, financial, and material security.

(C) achieved by the simple extensive precautions to prevent changes to the careful science.

With the standardization of business management, office automation, operational technology of the past by self-examination, inspection, rectification and close supervision to prevent a simple means have extensive backward and can not meet the development needs of the new situation. Instead, the warning and forecast Risk mechanisms, risk assessment, risk quantitative assessment, important job rotation, job evaluation and other important set of standardized and scientific prevention system. Links to Research Papers Download http://www.hi138.com