Triple play to explore the impact of electronic payment

Abstract: The triple play is a modern Information technology industry Development trend, as the Development of modern Information technology and business needs of the combination, triple play electronic payment will be inevitably the enormous impact of implementation of the latter will electronic payments provide more favorable environment for Development and conditions.

Keywords: triple play influence of electronic payment

Network convergence is the Development of modern Information technology industry, the inevitable trend of .2010 on January 13, Premier Wen Jiabao chaired a State Council executive meeting, decided to speed up the telecommunications network, radio networks and Internet triple play, and made to promote triple play milestones. Thus, after more than ten years of debate and the game, the major concern of China's triple play, finally had their own "schedule" and the "road map", also means that triple play in the future will enter a substantive advance stage.

The so-called triple play, refers to telecommunication networks, radio networks and Internet penetration between the three major networks, compatible with one another and gradually integrated into a unified Information and communication network, in order to share network resources, avoid low-level duplicated construction, the formation of wide adaptability, easy maintenance, low cost, high-speed broadband multimedia-based platform in short, that the three networks through technological innovation, can provide, including voice, data, images and integrated multimedia communication services, users can be completed through a network Internet, TV, phone, etc. Almost all of the daily Information processing. triple play later, not only the dissemination of information, content and communication-based services will change greatly, enterprise applications, personal information about the specific forms of consumption will also be a qualitative changes.

As the Development of modern information technology and business needs of the combination, the electronic payment will be triple play inevitably enormous influence, which provides electronic payment to achieve more favorable for the development environment and conditions.

First, the triple play to offer a more efficient electronic payment network infrastructure conditions of advanced
The so-called electronic payment, is an electronic trading parties, including consumers, manufacturers and financial institutions through information networks, using a secure means of information transmission, the use of the digital approach to monetary payment or cash flow. The transmission channels in accordance with payment instructions, electronic payment can be divided by the financial network for transmission of card-based payment instructions, instructions transmitted through the Internet, online payment, through the mobile communication network for transmission of mobile payment instructions. Either in the form of electronic payment, through the network, advanced security of digital information technology to complete the payment behavior of their work environment is based on an open or relatively open platform for information systems, especially the online payment, using open Internet platform that allows businesses and consumers can easily add electronic payment systems, the system across time and space, to provide 7 × 24-hour global service assurance, traders stay at home, can be anywhere in a very short period of time for consumer payment activities.

Triple play, network separate from the comprehensive network of professional networks to changes in network performance can be improved, to further improve the level of resource utilization, the dependence of the electronic payment network infrastructure conditions will be greatly improved. The integration of the three major networks and does not mean the telecommunications networks, radio networks and the Internet, the physical one, but mainly refers to the integration of high-level business applications, the performance of technology convergence, the network layer can be interconnected to form a seamless coverage, application layer tends to use a unified IP protocol as the basis for a new generation of telecommunications networks, IP optimized optical network is the triple play combination of points, compared to traditional networks will become more advanced and efficient.

Second, the triple play for the promotion of electronic payment and create a broader user space
China Internet Network Information Center released by China Internet Development Statistics Report, as of June 2010, China's rural Internet users reached 115.08 million, accounting for 27.4% of total Internet users, an increase of 7.7% six months; urban Internet users reached 304.92 million, accounting for 72.6%, an increase of 10 percent six months. Subject to economic and social development lag, lack of Internet access conditions, hardware, obsolete equipment and other factors, the growth of Internet users in rural areas still seems to be rather slow, an increase of less than urban areas, according to the State Council, the overall program to promote triple play (Guo Fa [2010] No. 5), promoting the triple play, the important tasks is to strengthen the network construction and transformation, which speed up the broadband telecommunications network construction, fiber to the home cities and towns, to expand broadband coverage in rural areas. With this program through the introduction of , now part of the rural areas started a pilot promotion, which will be on rural development of the Internet to bring a qualitative change in the future of rural netizens is expected to accelerate growth, which also indicates the potential users of electronic payments will increase significantly.

Links to free download http://www.hi138.com In addition, some regions of the related triple play to explore, for example, in Shanxi, China Mobile's Shanxi Province for the mountainous areas to provide a fiber-based radio and television transmission services; radio and television enterprises in Hubei Ezhou agreement and telecommunications companies, such as the telecommunications network can not reach the place, the user can select radio and television networks to provide telephone services. the one hand, these cases reflect the fusion of the three major networks interoperate to achieve seamless coverage to penetrate each other at the operational level and cross, but also reflects, triple play can be further expanded electronic payment spatial extent of user groups, regardless of where they are, as long as you can come into contact with any of three networks in the network, can make electronic payments.

Third, the triple play for the promotion of electronic payment needs to cultivate a good atmosphere and consumption habits
Compared with traditional methods of payment, electronic payment is a payment order senders to put the funds in commercial banks, classified revenue side through the network bank, to be paid to a series of side income transfer process it is often the help of banks and other institutions support the completion of certain financial instruments, such as electronic cash, electronic checks and bank cards, etc., without any kind of marker, a purely electronic form of currency, the way in digital preservation in the computer, which is convenient, fast, efficient and economic advantages. It is because of these advantages, public information service on a deeper level of demand for electronic payments required to keep pace.

Triple play with the current social development and propensity to consume, with the maturity of related technologies, to meet the community for its multi-faceted, multi-level, multi-channel under the voice, Internet, multimedia and converged products, requires on the one hand, with social awareness of e-commerce, entertainment and life information of the increasing demand for triple play will further provide a more extensive products and services, types of business can be involved in the integration of communications, information, entertainment, home, business and other levels, not only meet the needs of individual customers, clients and family groups to better meet customer demand for deep-seated the other hand, triple play lower consumer costs, greatly improve the convenience of consumers. The past, a family has to face the mobile operators, fixed operators, radio and television enterprises. Triple play, a family business will provide a series of one-stop solution, such as unified billing, unified service, which are conducive to lower the cost of consumer spending; same time, as network integration, integration of products and services by consumers, home intelligent gateway for remote control, home access to medical, shopping and other services, which have greatly facilitated the consumers. In short, triple play in the meet the needs of the community, but also to cultivate the electronic payment needs the public's consumption habits and needs of atmosphere, but also from technological development to ensure the promotion of electronic payment, such as the provision of mobile payment, pay TV and other new online electronic payments . Links to free download http://www.hi138.com